The HI mock exam & question bank
HI (Health Insurance) is the SCI paper covering health insurance in Singapore, including MediShield Life, Integrated Shield Plans, and health underwriting. It is required for agents who want to advise clients on hospitalisation and health cover.
A representative recommends an investment-linked policy to a client. Under the Financial Advisers Act, what must the representative do before the client commits to the purchase?
Pass mark
70%
Format
Multiple-choice questions
Registration
Singapore College of Insurance (SCI)
Question bank
1,000+ questions
Official HI exam fee (paid to Singapore College of Insurance (SCI)): S$150-250 incl. GST. Always confirm the current fee and pass mark with Singapore College of Insurance (SCI) before booking.
What makes HI tricky
MediShield and Integrated Shield Plans get confused
The paper is known for tricky questions on deductibles, co-insurance, and claim limits across MediShield Life and the Integrated Shield Plans.
Hard to find your weak chapters
The syllabus has several layered topics. Without analytics you waste study time on areas you already know instead of your real gaps.
Underwriting questions need applied practice
Textbook wording on health underwriting is confusing. Scenario-based questions show what really matters when a case is assessed.
What HI covers
- MediShield Life
- Integrated Shield Plans and riders
- Deductibles, co-insurance and claim limits
- Health insurance underwriting
- Disability income and long-term care insurance
- Critical illness cover
- Claims and pre-existing conditions
How to prepare for HI with CMFAS Prep
The same practice loop candidates use to walk in ready and pass on the first try.
Practice that targets your weak chapters
After each mock exam the engine reviews every answer, finds the chapters you scored lowest in, and builds a quiz from just those topics. You spend your time where it moves your score.
- Targeted practice built in seconds
- Adapts as your scores change
- Focuses on the chapters costing you marks
Instant feedback and a clear explanation every time
Learn as you practise. Every question gives an immediate right or wrong mark with a plain-English explanation, so the concept sticks the first time instead of on exam morning.
- Immediate right or wrong feedback
- A clear explanation for every question
- Less time re-reading dense notes
A mock that feels like the real paper
Sit a full paper under the official timing and question style, with results shown only at the end. You walk into the real exam already knowing how it feels and where you stand.
- Matches the official timing and structure
- Answers revealed only after you submit
- Builds the stamina a full paper needs
Don't just practise. Prepare the smart way.
Advisers who passed HI
“The questions closely mirrored the actual exam. My preparation was more than sufficient using only the materials on CMFAS Prep.”
Lim Ke L.
Passed RES 5, M9, M9A & HI
“I bought mock papers from Carousell but they were no help: either out of syllabus or no explanations. CMFAS Prep helped me practise smart and pass on the first attempt. Lifesaver.”
Dharmarth
Passed RES 5, CM-LIP & HI
“Done with all four papers. The question bank carried me through.”
Benjamin L.
Passed RES 5, M9, M9A & HI
Get full access to HI
One-time payment, no subscription. Every plan includes the Pass Guarantee.
Single Exam Pass
Focus on mastering one exam at a time.
1 month access
Choose this planOne-time payment · Pass Guarantee included
- Full access to one exam of your choice
- Unlimited practice
- Always up-to-date 2026 syllabus
- Clear, simple explanations for every question
- Pass Guarantee included
Combo Exam Pass
CM-LIP, CM-CIS, the GI bundle, or pick any 2 exams.
2 months access
Choose this planOne-time payment · Pass Guarantee included
- Full access to a 2-exam combo
- Unlimited practice
- Always up-to-date 2026 syllabus
- Clear, simple explanations for every question
- Pass Guarantee included
Financial Adviser Starter Bundle
The complete package to get fully certified.
3 months access
Over 40% savings vs. buying separately
Get the bundleOne-time payment · Pass Guarantee included
- Full access to RES 5, M9, M9A & HI
- Unlimited practice
- Always up-to-date 2026 syllabus
- Clear, simple explanations for every question
- Pass Guarantee included
Free HI guides
Use these free guides to plan your study and master the toughest topics.
Prepare with us and pass, or study free until you do.
Every plan includes the Pass Guarantee. It is on the platform, not buried in fine print, because we would rather earn your result than your refund request.
- 1
Complete at least two full mock exams on the platform.
- 2
If you still don't pass your official exam, email us a photo of your result slip.
- 3
We extend your access by another month, free, so you can go again.
The advisers practising HI here come from
HI questions, answered
Ready to pass HI on your first try?
Practise on real exam-style questions, fix your weak chapters, and sit the paper with no surprises.