The BCP mock exam & question bank
BCP (Basic Insurance Concepts and Principles) is the SCI foundation paper that covers risk, insurance principles, policy structures, and the regulatory framework. It is a prerequisite for general insurance agents before they move on to the personal and commercial lines papers.
A representative recommends an investment-linked policy to a client. Under the Financial Advisers Act, what must the representative do before the client commits to the purchase?
Pass mark
70%
Format
Multiple-choice questions
Registration
Singapore College of Insurance (SCI)
Question bank
800+ questions
Official BCP exam fee (paid to Singapore College of Insurance (SCI)): S$150-250 incl. GST. Always confirm the current fee and pass mark with Singapore College of Insurance (SCI) before booking.
What makes BCP tricky
Broad fundamentals are easy to underestimate
BCP covers a wide spread of foundational topics, from types of risk to insurance principles and claims procedures. The concepts look simple but carry many small distinctions that get tested.
Hard to find your weak chapters
Reading the textbook end to end wastes time on material you already know. Without analytics you cannot tell which chapters are actually costing you marks.
Regulatory and claims questions are confusing
Textbook wording on regulation and claims handling is dense. You need scenario-based questions to see how the principles apply in practice.
What BCP covers
- Risk and types of risk
- Principles of insurance (insurable interest, utmost good faith, indemnity)
- Proximate cause, contribution and subrogation
- Insurance contracts and policy structure
- Claims procedures
- Regulatory framework for insurance in Singapore
How to prepare for BCP with CMFAS Prep
The same practice loop candidates use to walk in ready and pass on the first try.
Practice that targets your weak chapters
After each mock exam the engine reviews every answer, finds the chapters you scored lowest in, and builds a quiz from just those topics. You spend your time where it moves your score.
- Targeted practice built in seconds
- Adapts as your scores change
- Focuses on the chapters costing you marks
Instant feedback and a clear explanation every time
Learn as you practise. Every question gives an immediate right or wrong mark with a plain-English explanation, so the concept sticks the first time instead of on exam morning.
- Immediate right or wrong feedback
- A clear explanation for every question
- Less time re-reading dense notes
A mock that feels like the real paper
Sit a full paper under the official timing and question style, with results shown only at the end. You walk into the real exam already knowing how it feels and where you stand.
- Matches the official timing and structure
- Answers revealed only after you submit
- Builds the stamina a full paper needs
Don't just practise. Prepare the smart way.
Advisers who passed BCP
The best in the market.
“Many mock papers have no explanations and poor credibility. This is by far the best platform I've seen.”
Ethan L.
Financial Adviser, Great Eastern
Best $39 I've spent.
“After multiple failed attempts studying outdated RES 5 (formerly M5) papers from my agency, I found CMFAS Prep on Google and passed after using it for about a week. Highly recommended.”
Jaceoo
Passed RES 5
The winning formula.
“Passed M9 on the first attempt. The Quick Guide plus ten rounds of practice questions was the winning formula. Worth every cent of S$89.90, and a must for aspiring financial advisers.”
Bryan T.
Passed M9
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1 month access
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- Full access to one exam of your choice
- Unlimited practice
- Always up-to-date 2026 syllabus
- Clear, simple explanations for every question
- Pass Guarantee included
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CM-LIP, CM-CIS, the GI bundle, or pick any 2 exams.
2 months access
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- Full access to a 2-exam combo
- Unlimited practice
- Always up-to-date 2026 syllabus
- Clear, simple explanations for every question
- Pass Guarantee included
Financial Adviser Starter Bundle
The complete package to get fully certified.
3 months access
Over 40% savings vs. buying separately
Get the bundleOne-time payment · Pass Guarantee included
- Full access to RES 5, M9, M9A & HI
- Unlimited practice
- Always up-to-date 2026 syllabus
- Clear, simple explanations for every question
- Pass Guarantee included
Free BCP guides
Use these free guides to plan your study and master the toughest topics.
Prepare with us and pass, or study free until you do.
Every plan includes the Pass Guarantee. It is on the platform, not buried in fine print, because we would rather earn your result than your refund request.
- 1
Complete at least two full mock exams on the platform.
- 2
If you still don't pass your official exam, email us a photo of your result slip.
- 3
We extend your access by another month, free, so you can go again.
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BCP questions, answered
Ready to pass BCP on your first try?
Practise on real exam-style questions, fix your weak chapters, and sit the paper with no surprises.