The M9A mock exam & question bank
M9A (CM-LIP Part 2) is the CMFAS paper on investment-linked policies, fund selection, and the risk considerations behind ILPs. Most of the syllabus is principles rather than product detail.
A representative recommends an investment-linked policy to a client. Under the Financial Advisers Act, what must the representative do before the client commits to the purchase?
Pass mark
70%
Format
Multiple-choice questions
Registration
Singapore College of Insurance (SCI)
Question bank
1,000+ questions
Official M9A exam fee (paid to Singapore College of Insurance (SCI)): S$150-250 incl. GST. Always confirm the current fee and pass mark with Singapore College of Insurance (SCI) before booking.
What makes M9A tricky
Policy types and fee structures get confused
ILP structures, bid-offer spreads, and fund allocation all appear. It is easy to mix them up under pressure.
Hard to find your weak chapters
The syllabus is principle-heavy. Without analytics you waste study time on topics you already know instead of your real gaps.
Application questions, not just definitions
The exam does not just ask what an ILP is. It asks you to match it to a client's needs and risk profile.
What M9A covers
- Investment-linked policy structures
- Fund types and fund selection
- Bid-offer spreads and ILP charges
- Fund allocation and switching
- Risk profiling and suitability
- Disclosure requirements for ILPs
- Insurance law and regulation
How to prepare for M9A with CMFAS Prep
The same practice loop candidates use to walk in ready and pass on the first try.
Practice that targets your weak chapters
After each mock exam the engine reviews every answer, finds the chapters you scored lowest in, and builds a quiz from just those topics. You spend your time where it moves your score.
- Targeted practice built in seconds
- Adapts as your scores change
- Focuses on the chapters costing you marks
Instant feedback and a clear explanation every time
Learn as you practise. Every question gives an immediate right or wrong mark with a plain-English explanation, so the concept sticks the first time instead of on exam morning.
- Immediate right or wrong feedback
- A clear explanation for every question
- Less time re-reading dense notes
A mock that feels like the real paper
Sit a full paper under the official timing and question style, with results shown only at the end. You walk into the real exam already knowing how it feels and where you stand.
- Matches the official timing and structure
- Answers revealed only after you submit
- Builds the stamina a full paper needs
Don't just practise. Prepare the smart way.
Advisers who passed M9A
Says it all.
“Failed once with mock papers. Passed with CMFAS Prep. Says it all.”
Xin Y.
Resitter, passed M9 & M9A
“The questions closely mirrored the actual exam. My preparation was more than sufficient using only the materials on CMFAS Prep.”
Lim Ke L.
Passed RES 5, M9, M9A & HI
“I'm very grateful for what CMFAS Prep provides at such an affordable rate. The questions built my understanding and confidence and helped me pass my CM-LIP.”
Daphne Y.
Passed CM-LIP (M9 & M9A)
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The complete package to get fully certified.
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- Clear, simple explanations for every question
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Free M9A guides
Use these free guides to plan your study and master the toughest topics.
Prepare with us and pass, or study free until you do.
Every plan includes the Pass Guarantee. It is on the platform, not buried in fine print, because we would rather earn your result than your refund request.
- 1
Complete at least two full mock exams on the platform.
- 2
If you still don't pass your official exam, email us a photo of your result slip.
- 3
We extend your access by another month, free, so you can go again.
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M9A questions, answered
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Practise on real exam-style questions, fix your weak chapters, and sit the paper with no surprises.