Know when you're ready to sit the M9A exam
Answer 300+ M9A questions, read why each answer is right, and see which of the 6 chapters still cost you marks.
Which of the following statements about derivatives is FALSE?
Pass mark
70%
Format
50 MCQs in 1 hour
Registration
Singapore College of Insurance (SCI)
Question bank
300+ questions
Official M9A exam fee (paid to Singapore College of Insurance (SCI)): S$109.00-149.33 incl. GST. Always confirm the current fee and pass mark with Singapore College of Insurance (SCI) before booking.
Where M9A marks are lost
M9A isn't more M9. Its 6 chapters are about structured products and derivatives: how they're built, what can go wrong and which clients they suit, with case studies in the last chapter. You get 50 questions in an hour, a little over a minute each, and need 35 right. Option and payoff questions take longer than definitions, so time yourself on full mocks. A wrong answer costs nothing extra, so never leave one blank.
What SCI tests in M9A
- 1Introduction to structured products
- 2Risk considerations of structured products
- 3Understanding derivatives
- 4Introduction to structured ILPs
- 5Portfolio of investments with an insurance
- 6Case studies
See what to revise next, chapter by chapter
- 300+ M9A questions, each with an explanation of the right answer
- Timed mocks of 50 questions in 1 hour, drawn at random from the bank each time
- Practice by chapter: pick any of the 6 chapters, 10 questions a round
- Retest your mistakes: every question you get wrong is saved and comes back until you get it right
- A score for each chapter after every session, with your weakest chapters flagged
- Quick Guide notes for all 6 chapters
A month of M9A practice costs less than one re-sit
Pay once, no subscription. Your access runs for the months shown on each plan. SCI charges S$109.00 or more for each M9A sitting.
One Paper
Pick a paper and drill it until the pass mark looks easy.
1 month access
Start with this planOne-time payment · Pass Guarantee included
- Every question and mock for the one paper you pick
- Unlimited practice
- Clear, simple explanations for every question
- Pass Guarantee included
Paper Pair
Two related papers on one plan: CM-LIP, CM-CIS, the GI papers, or any pair you choose.
2 months access
Start with this planOne-time payment · Pass Guarantee included
- Every question and mock for both papers in the pair
- Unlimited practice
- Clear, simple explanations for every question
- Pass Guarantee included
New Adviser Pack
The four papers most new life advisers sit, on one plan.
3 months access
Over 30% savings vs. buying separately
Get the bundleOne-time payment · Pass Guarantee included
- Every question and mock for RES 5, M9, M9A and HI
- Unlimited practice
- Clear, simple explanations for every question
- Pass Guarantee included
How to book, study for and pass M9A
Free M9A tools
Finish two full mocks. Fail, and your next month is free.
Every plan includes the Pass Guarantee. It is on the platform, not buried in fine print, because we would rather earn your result than leave you stuck after a fail.
- 1
Complete at least two full mock exams on the platform.
- 2
If you still don't pass your official exam, email us a photo of your result slip.
- 3
We extend your access by another month, free, so you can go again.
What people ask before they book M9A
On SCI's exam portal. Create an account, choose the M9A paper, pick a date and pay the fee. SCI runs the paper every weekday. Step by step: how to book the M9A exam
SCI charges S$109.00 for a weekday sitting before 5pm and S$127.53 after 5pm if you register through an SCI or IBF member company, or S$130.80 and S$149.33 if you do not. Every figure includes GST and the registration fee, weekend sittings cost the after-5pm rate, and a retake costs the same as a first attempt. Figures as listed on scicollege.org.sg on 11 October 2026.
No. SCI doesn't release its exam questions, so nobody can sell you the real ones. Ours follow the 6 chapters of the M9A study text and the paper's multiple-choice format, with an explanation on every answer.
300+ questions with an explanation on each, timed mocks of 50 questions in 1 hour, practice by chapter across all 6 chapters, a retest of every question you got wrong, a score for each chapter after every session, and Quick Guide notes for every chapter.
Complete at least two full mock exams on the platform. If you still don't pass your official exam, email us a photo of your result slip. We extend your access by another month, free, so you can go again.
A month on the One Paper plan. Paper Pair gives you two months of M9 and M9A together. The New Adviser Pack gives you three months of RES 5, M9, M9A and HI.
Find your weak M9A chapters tonight
Start with a timed mock or one chapter. Your scores show what to revise next.