ComGI Passing Score & Exam Format 2026: Complete Guide (Commercial General Insurance)
ComGI passing score is 70% (35/50 questions). Full breakdown of the Commercial General Insurance exam format 2026: 50 questions, 75 minutes, calculator policy, and how to register with SCI.
Understanding the ComGI exam format is essential before you start studying. This guide breaks down exactly what you need to know about the Commercial General Insurance certification exam.
Quick Summary: ComGI Exam Format
- Questions: 50 multiple-choice questions
- Duration: 75 minutes (1 hour 15 minutes)
- Passing Score: 70% (35 out of 50 questions)
- Exam Fee: $75–$85 (inclusive of GST)
- Administered by: SCI (Singapore College of Insurance)
- Exam Mode: Computer Screen Examination (CSE)
- Current Edition: 7th Edition
The ComGI Passing Score: 70%
The ComGI exam uses a straightforward single-tier passing system. You need to achieve 70% or higher to pass—that means answering at least 35 out of 50 questions correctly.
What Does 70% Mean in Practice?
| Score | Questions Correct | Result |
|---|---|---|
| 70%+ | 35+ out of 50 | PASS |
| Below 70% | 34 or fewer | FAIL |
You have a margin of 15 wrong answers. This is achievable with proper preparation, but don't underestimate the exam—ComGI covers a wide range of commercial insurance products.
Scoring Rules
- One mark is awarded for each correct answer
- No mark is awarded or deducted for wrong or blank answers
- There is no negative marking, so always attempt every question
Exam Structure: 50 Questions, 75 Minutes
The ComGI exam gives you 75 minutes to complete 50 multiple-choice questions. This works out to 1.5 minutes per question —reasonable timing that allows you to read questions carefully.
CMFAS Prep provides instant feedback and explanations to help you understand the concepts better
Time Management Strategy
| Section | Suggested Approach |
|---|---|
| First Pass | Answer all questions you're confident about (aim for 40-45 minutes) |
| Second Pass | Return to flagged/uncertain questions (20-25 minutes) |
| Final Review | Check answers if time permits (5-10 minutes) |
The 9 Chapters Covered
ComGI tests your knowledge across 9 chapters of commercial insurance:
| Chapter | Topic |
|---|---|
| 1 | Property Insurance |
| 2 | Business Interruption Insurance |
| 3 | Liability And Contingency Insurance |
| 4 | Commercial Motor Insurance |
| 5 | Marine & Aviation Insurance |
| 6 | Construction, Machinery And Bond Insurance |
| 7 | Pecuniary Insurance |
| 8 | Foreign Worker Insurance |
| 9 | Group Personal Accident And Corporate Travel Insurance |
Question Distribution: Questions are fairly evenly spread across all 9 chapters. However, Chapters 1 (Property), 3 (Liability), and 4 (Motor) tend to have slightly higher representation.
The CMFAS Prep platform has a Practice by Chapter mode to help you drill down on your weakest chapters and master each chapter one by one.
CMFAS Prep's Practice by Chapter mode helps you focus on specific chapters and master the concepts.
ComGI vs. Other CGI Modules
How does ComGI compare to the other modules in the CGI framework?
| Module | Questions | Duration | Passing Score |
|---|---|---|---|
| BCP | 40 | 45 min | 70% |
| PGI | 50 | 75 min | 70% |
| ComGI | 50 | 75 min | 70% |
All three modules have the same 70% passing threshold. ComGI and PGI have identical formats (50 questions, 75 minutes), while BCP is shorter (40 questions, 45 minutes).
Calculator Policy
Calculators are allowed for the ComGI exam. However, only non-programmable calculators from the approved list are permitted.
Check the SCI approved calculator list before purchasing or bringing a calculator.
Tips:
- Bring your calculator even if you're not sure you'll need it
- Practice with your calculator before exam day
- Calculations may appear in Business Interruption or property valuation questions
Exam Registration and Fees
Exam Fee: $75–$85 SGD (inclusive of GST)
How to Register:
- Create an account on the SCI website
- Navigate to exam registration
- Select ComGI and your preferred date/time
- Pay the exam fee
- Receive confirmation
Exam Schedule: ComGI examinations are conducted daily on weekdays at SCI examination centres.
What to Bring on Exam Day
Required:
- Original NRIC (for Singapore Citizens/PRs) or valid Passport/Employment Pass
- Exam confirmation
Allowed:
- Approved non-programmable calculator
Not Allowed:
- Mobile phones (must be switched off and stored)
- Notes or study materials
- Programmable calculators
What Happens If You Don't Pass?
If you score below 70%:
- No limit on re-attempts—you can resit as many times as needed
- Full exam fee applies for each attempt
- Review your weak chapters before reattempting
Pro Tip: Practice Before You Book
Take a few practice tests before booking your exam date. This helps you gauge your readiness and identify which chapters need more work.
After Passing ComGI
Upon passing ComGI:
- You'll receive a Result Slip (no certificate is issued)
- Combined with BCP, you'll have the Commercial General Insurance Certification
- You'll be entitled to 1.25 CPD Hours
- You can use the designation Cert SCI (General Insurance) after passing BCP, PGI, and ComGI
Your Next Steps
- Create your study plan — Follow our complete ComGI study guide
- Test yourself — Try our free ComGI sample questions
- Start practicing — Begin your ComGI preparation with CMFAS Prep
Now that you understand the format, it's time to start studying!
Frequently Asked Questions About ComGI Exam Format
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By The CMFAS Prep Team
Singapore's leading insurance exam preparation platform, helping thousands of candidates pass their certification exams on the first try.
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